Calctivo

Calctivo publishes calculators and explanatory text for general information. The content does not replace professional advice tailored to your situation.

Estimates, not guarantees

Results depend on formulas, assumptions, and the figures you enter. Tax rules, interest rates, fees, and health guidance change over time. We do not guarantee that any result is complete, current, or error-free.

Tax, salary, and finance

Tools for salary, tax, loans, and savings provide guidance only. For binding answers use your tax authority, employer, bank, or a qualified adviser. Swedish rules may differ from other countries.

Health and nutrition

Health-related calculators (e.g. BMI, calories, pregnancy) are not medical diagnosis or treatment. Speak with a healthcare professional for health concerns or before changing diet or exercise for medical reasons.

Business and legal matters

VAT, pricing, and similar tools do not replace accounting, audit, or legal advice. Always check against applicable law and your contracts.

Your responsibility

You use the website at your own risk. Calctivo and its operator are not liable for decisions you make or losses arising from reliance on information here, to the extent permitted by law.

External links

Links to other websites are provided for convenience. We do not routinely review external content and are not responsible for it.

For rules on using the website, see also our Terms of use.

Contact

Questions about this disclaimer? Email hello@calctivo.com