Terms of Use

Last updated: 16 May 2026

These terms apply when you visit calctivo.com and use our calculators and tools. By using the website you accept the terms below. If you do not agree, please do not use the service.

The service

Calctivo provides free online calculators and related content for information and education. We may add, change, or remove tools without prior notice.

Your responsibility

You are responsible for how you use the results. Verify important figures against official sources, contracts, or professional advice before decisions on tax, loans, health, legal matters, or business.

Acceptable use

You may use the site for personal use and reasonable internal business use. You may not attempt to disrupt operation or security, scrape content at scale, distribute malware, or present our tools as your own product without written permission.

Intellectual property

The site design, text, Calctivo branding, and underlying code are protected by copyright and other rights. You may not copy, resell, or create derivative works from the material without our written consent, except as allowed by mandatory law or by sharing links to our pages.

Limitation of liability

Calctivo is provided as is. To the extent permitted by law we are not liable for indirect loss, lost profit, or consequential damage arising from use of the site or errors in calculations. Nothing here excludes liability that cannot be limited under mandatory consumer law.

Links to other websites

We may link to external sites. We are not responsible for content or privacy practices on sites we do not operate.

Governing law

These terms are governed by Swedish law, without limiting your mandatory rights as a consumer in the EU/EEA. Disputes should first be raised with us; if unresolved they may be brought before a Swedish court of general jurisdiction unless mandatory rules provide otherwise.

Changes

We may update these terms. The date at the top shows the latest version. Continued use after an update means you accept the revised terms.

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Contact

Questions about these terms? Email hello@calctivo.com